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All with no obligation. In many cases, we can provide you with valuable cost-saving information in 5 minutes or less! Tell us what you're curious about below, or just call! Need a better understanding of how a particular insurance product works? Give us a call! In exchange for paying a premium, the insurance company agrees to pay your losses as outlined in your policy.
Coverages may include: Property — damage to or theft of your car. Liability — legal responsibility to others for bodily injury or property damage. Medical — costs of treating injuries, rehabilitation and sometimes lost wages. Business insurance protects businesses from losses due to unforseen events that may occur during the normal course of business.
There are many types of businesses insurance coverages, including coverage for property damage, legal liability and employee-related risks. Flood insurance covers a dwelling for losses sustained by water damage specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or levee dam failure.
Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Most renters insurance policies cover items in a rented property from circumstance such as fire or theft. Renters insurance also protects you against claims if someone is hurt in your rented home.
A good policy will also protect other people's property from damage that occurred in your home Such as if your bathtub overflowed and caused water damage in the unit below yours. A good plan will also cover the cost for you to live somewhere else while your home is restored. Generally, Umbrella insurance is a type of personal liability insurance that covers claims that are in excess of what your homeowners, auto, or other similar policies will pay. It covers not just the policyholder, but also other members of their family or household.
It also covers injury to others or damage to their possessions. It does not directly protect the policyholder's property. Do you really understand life insurance? Take the quiz! How much do you know about Homeowners Insurance? Even though she knew of our hesitation when I said, "but you said three children". She told us to come to the agency right away. I happened to be out of the country working at the time. Three days later my plane landed back home and we went to the agency.
We had a few days to get our heads around this, talked about it and were open to looking into this because we trusted Ms. Amerson's experience, integrity, knowledge and passion for children and families. We went to the office and looked at the children's profiles. What an excellent match they had done for us. My Husband and I fell in love when we looked at their picture before we even read their profile, we knew that these were our kids.
As we read their profile it became even more evident that yes, these are our kids. A visit was arranged for us to visit them in their foster home. We all made a connection pretty instant, spent a weekend together and cried when we had to leave. We assured the children that we would see them again soon and that we wanted to be their forever parents.
Another Choice Ms. Ruth called us to hear how things went and to see if we had questions or concerns. Our only question was, "how soon can we get them home"? Another visit was arranged for the kids to come to our home. We had did the things suggested by the agency to help them feel comfortable in coming to see their new home; bedrooms setup, family outing planned, other family members to come meet them, etc..
The kids felt comfortable and safe too. We just loved them right away. In the coming months we fostered to adopt them. The adoption decree was granted and we became a permanent family. Another Choice Adoption Agency has continued to be very supportive and reaching out to our family. Even when we needed to reach out to them as a resource.
They provide both pre and post adoptive services. This agency truly believes in finding loving families for children in foster care and they care about the family unit. Their post adoptive programs are very helpful; Kids Night Out Program has helped my kids feel normal because they are , boosted their self esteem, helped them feel the permanency, develop social skills with other kids in their age group, reinforces to consistently follow rules given by adults, healthy competition and more; Girlz Talk where they along with others girls sit and talk with a licensed Therapist about girl stuff which helped them develop mentally and they gained positive social skills and feedback in a comfortable forum; Teen Program has helped my teen tremendously by showing her that she is worthy and to act appropriately rather than exibit unacceptable behaviors just to fit in with what she thought were popular clicks or groups; Sister to Sister is a program for Moms.
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